Unsecured Business Lines of Credit

Credit Available for New and Established Businesses

Businesses with a good credit profile in need of some fast cash can come to Petra Commercial Loans for one of our unsecured business lines of credit. We specialize in credit for new and existing businesses. Here is a look at some qualifying factors.

Qualifying a Startup Businesses

A line of credit is useful for helping new businesses get a great start. Since your company might not have any established revenue, you can qualify through your credit or a partner’s. Startup lines of credit typically fall into the $25,000 to $50,000 range.

Revenue Factors for Established Businesses

Once your business is established in the marketplace, you can still use credit for expansion. Companies with revenue between $1 million and $10 million stand to receive between $100,000 and $500,000 in credit.

Line of Credit Benefits

If your financials are good, you do not need to put up collateral. Our introductory rates start as low as 0% with no subprime loans. Instead, we usually offer 1% to 5% over prime rates.


Get pre-qualified in as little as 10 minutes, including a $45 credit check. This offer comes with no obligation and gives you an idea of how unsecured business lines of credit may benefit your business. A Petra Commercial Loans representative can talk to you today to answer your questions.